:root{--paper:#f0e6d2;--paper-2:#e8dcc4;--paper-shadow:#d8c9a8;--ink:#1a1410;--ink-soft:#3a2e22;--ink-mute:#6b5840;--vinyl-orange:#d94f1f;--vinyl-yellow:#e8a635;--vinyl-blue:#1d3557;--rule:#1a1410;--highlight:#f5b840;--quote-bg:#e3d4b3}.wrap-guide *{box-sizing:border-box;margin:0;padding:0}.wrap-guide{background:var(--paper);background-image:radial-gradient(circle at 25% 30%,rgba(180,140,80,.06) 0,transparent 50%),radial-gradient(circle at 75% 70%,rgba(120,90,50,.05) 0,transparent 50%),url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3'/><feColorMatrix values='0 0 0 0 0.1, 0 0 0 0 0.08, 0 0 0 0 0.05, 0 0 0 0.04 0'/></filter><rect width='200' height='200' filter='url(%23n)'/></svg>");color:var(--ink);font-family:Newsreader,Georgia,serif;font-size:17px;line-height:1.65;font-weight:400;min-height:100vh}.container{max-width:920px;margin:0 auto;padding:0 28px}.masthead{border-bottom:6px double var(--rule);padding:32px 0 24px;margin-bottom:0}.masthead-row{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap}.masthead-meta{font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-mute)}.masthead-title{font-family:Anton,sans-serif;font-size:clamp(48px,9vw,96px);line-height:.88;letter-spacing:-.02em;text-transform:uppercase;color:var(--ink);margin:8px 0 4px}.masthead-subtitle{font-family:Fraunces,serif;font-style:italic;font-weight:400;font-size:clamp(18px,2.4vw,24px);color:var(--ink-soft);margin-top:4px}.masthead-rule{display:flex;justify-content:space-between;font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-mute);padding-top:12px;margin-top:20px;border-top:1px solid var(--ink)}.hero{padding:56px 0 40px;border-bottom:1px solid var(--ink)}.hero-eyebrow{font-family:JetBrains Mono,monospace;font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--vinyl-orange);margin-bottom:20px;font-weight:500}.hero-eyebrow:before{content:"▲";margin-right:10px}.hero-headline{font-family:Fraunces,serif;font-weight:800;font-size:clamp(34px,5.5vw,56px);line-height:1.04;letter-spacing:-.02em;color:var(--ink);margin-bottom:24px}.hero-headline em{font-style:italic;font-weight:400;color:var(--vinyl-orange)}.hero-deck{font-family:Newsreader,serif;font-size:clamp(17px,2vw,20px);line-height:1.55;color:var(--ink-soft);max-width:640px}.contents{padding:32px 0;border-bottom:1px solid var(--ink);display:grid;grid-template-columns:1fr 2fr;gap:40px;align-items:start}.contents-label{font-family:Anton,sans-serif;font-size:32px;text-transform:uppercase;letter-spacing:-.01em;color:var(--ink)}.contents-label-sub{display:block;font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.2em;color:var(--ink-mute);margin-top:8px;font-weight:400}.contents ol{list-style:none;counter-reset:toc}.contents li{counter-increment:toc;padding:10px 0;border-bottom:1px dotted var(--ink-mute);display:flex;align-items:baseline;gap:16px}.contents li:last-child{border-bottom:none}.contents li:before{content:counter(toc,decimal-leading-zero);font-family:JetBrains Mono,monospace;font-size:12px;color:var(--vinyl-orange);font-weight:700;letter-spacing:.05em;flex-shrink:0}.contents a{color:var(--ink);text-decoration:none;font-family:Fraunces,serif;font-size:18px;font-weight:600;transition:color .15s;flex:1}.contents a:hover{color:var(--vinyl-orange)}.contents a span{display:block;font-family:Newsreader,serif;font-style:italic;font-weight:400;font-size:14px;color:var(--ink-mute);margin-top:2px}@media (max-width:700px){.contents{grid-template-columns:1fr;gap:16px}}.module{padding:64px 0 48px;border-bottom:4px double var(--rule)}.module:last-of-type{border-bottom:none}.module-number{font-family:JetBrains 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h3:before{content:"■";position:absolute;left:0;top:4px;color:var(--vinyl-orange);font-size:14px}.module h4{font-family:JetBrains Mono,monospace;font-size:12px;text-transform:uppercase;letter-spacing:.2em;color:var(--ink-mute);margin:28px 0 10px;font-weight:700}.module ol,.module ul{margin:14px 0 22px;padding-left:22px;max-width:700px}.module li{margin-bottom:8px;padding-left:6px}.module ul li::marker{color:var(--vinyl-orange)}strong{color:var(--ink);font-weight:600}.gloss{position:relative;display:inline;border-bottom:2px dotted var(--vinyl-orange);cursor:help;background:rgba(217,79,31,.08);padding:0 3px;border-radius:2px;font-style:normal}.gloss-tip{bottom:130%;background:var(--ink);color:var(--paper);padding:12px 14px;font-family:Newsreader,serif;font-size:14px;font-weight:400;line-height:1.5;width:260px;border-radius:3px;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s;pointer-events:none;z-index:50;box-shadow:4px 4px 0 var(--vinyl-orange)}.gloss-tip,.gloss-tip:after{position:absolute;left:50%;transform:translateX(-50%)}.gloss-tip:after{content:"";top:100%;border:6px solid transparent;border-top:6px solid var(--ink)}.gloss:focus .gloss-tip,.gloss:hover .gloss-tip{opacity:1;visibility:visible;transform:translateX(-50%) translateY(-4px)}.gloss-tip strong{display:block;color:var(--vinyl-yellow);font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.1em;text-transform:uppercase;margin-bottom:4px}@media (max-width:700px){.gloss-tip{width:220px;font-size:13px}}.pullquote{border-top:4px solid var(--ink);border-bottom:4px solid var(--ink);padding:28px 0 22px;margin:36px 0;position:relative}.pullquote:before{content:"“";font-family:Fraunces,serif;font-size:100px;line-height:.3;color:var(--vinyl-orange);position:absolute;top:28px;left:-8px;font-weight:800}.pullquote-text{font-family:Fraunces,serif;font-style:italic;font-weight:600;font-size:clamp(24px,3.4vw,34px);line-height:1.2;color:var(--ink);margin-left:50px;margin-bottom:14px;letter-spacing:-.01em}.pullquote-attribution{margin-left:50px;font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--ink-mute)}.pullquote-attribution:before{content:"· ";color:var(--vinyl-orange)}.callout{background:var(--paper-2);border-left:6px solid var(--vinyl-orange);padding:20px 24px;margin:28px 0;font-family:Newsreader,serif;position:relative;box-shadow:4px 4px 0 var(--paper-shadow)}.callout-label{font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--vinyl-orange);font-weight:700;margin-bottom:8px}.callout p:last-child{margin-bottom:0}.formula{background:var(--ink);color:var(--paper);padding:28px 24px;margin:28px 0;font-family:JetBrains Mono,monospace;font-size:clamp(15px,2vw,18px);line-height:1.6;text-align:center;border-radius:3px;position:relative;overflow:hidden}.formula:before{content:"FORMULA";position:absolute;top:8px;right:12px;font-size:9px;letter-spacing:.25em}.formula .var,.formula:before{color:var(--vinyl-yellow);font-weight:700}.formula .op{color:var(--vinyl-orange);margin:0 6px}.table-wrap{margin:28px 0;overflow-x:auto;border:2px solid var(--ink)}.wrap-guide table{width:100%;border-collapse:collapse;font-size:15px}caption{text-align:left;font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--vinyl-orange);font-weight:700;padding:14px 16px 8px;background:var(--paper-2)}thead{background:var(--ink);color:var(--paper)}.wrap-guide th{text-align:left;padding:10px 14px;font-family:JetBrains Mono,monospace;font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:600}.wrap-guide td{padding:12px 14px;border-bottom:1px solid var(--paper-shadow);background:var(--paper);font-family:Newsreader,serif}tbody tr:nth-child(2n) td{background:var(--paper-2)}td.num{font-weight:500;white-space:nowrap}td.num,td.tag{font-family:JetBrains Mono,monospace}td.tag{font-size:11px;text-transform:uppercase;letter-spacing:.1em;font-weight:600;color:var(--vinyl-orange)}.calc{margin:36px 0;background:var(--paper-2);border:2px solid var(--ink);box-shadow:8px 8px 0 var(--paper-shadow);position:relative}.calc-header{background:var(--ink);color:var(--paper);padding:16px 24px;display:flex;justify-content:space-between;align-items:baseline;flex-wrap:wrap;gap:8px}.calc-title{font-family:Anton,sans-serif;font-size:22px;letter-spacing:.02em}.calc-tag,.calc-title{text-transform:uppercase}.calc-tag{font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.22em;color:var(--vinyl-yellow)}.calc-body{padding:24px;display:grid;grid-template-columns:1.2fr 1fr;gap:28px}@media (max-width:700px){.calc-body{grid-template-columns:1fr;gap:20px}}.calc-inputs h4{font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--ink-mute);margin:0 0 12px;font-weight:700}.input-row{display:grid;grid-template-columns:1fr auto;gap:14px;align-items:center;margin-bottom:10px;padding:8px 0;border-bottom:1px dotted var(--ink-mute)}.input-row:last-child{border-bottom:none}.input-row label{font-family:Newsreader,serif;font-size:14px;color:var(--ink);line-height:1.3}.input-row label small{display:block;color:var(--ink-mute);font-size:12px;font-style:italic}.input-row input{width:110px;padding:6px 8px;font-family:JetBrains Mono,monospace;font-size:14px;border:2px solid var(--ink);background:var(--paper);color:var(--ink);text-align:right;font-weight:500;border-radius:2px}.input-row input:focus{outline:2px solid var(--vinyl-orange);outline-offset:1px}.input-row select{width:110px;padding:6px 8px;font-family:JetBrains Mono,monospace;font-size:12px;border:2px solid var(--ink);background:var(--paper);color:var(--ink);border-radius:2px}.calc-output{background:var(--ink);color:var(--paper);padding:20px;align-self:start;position:sticky;top:16px}.calc-output h4{font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.22em;text-transform:uppercase;color:var(--vinyl-yellow);margin:0 0 14px;font-weight:700}.output-row{margin-bottom:14px;padding-bottom:10px;border-bottom:1px dotted var(--ink-mute)}.output-row:last-child{border-bottom:none;margin-bottom:0;padding-bottom:0}.output-label{font-family:Newsreader,serif;font-style:italic;font-size:13px;color:var(--paper);opacity:.75;margin-bottom:2px}.output-value{font-family:JetBrains Mono,monospace;font-size:22px;font-weight:700;color:var(--vinyl-yellow)}.output-value.big{font-size:30px;color:var(--paper)}.output-value.big:after{content:"/hr";font-size:14px;color:var(--vinyl-yellow);margin-left:4px;font-weight:400}.output-note{font-family:Newsreader,serif;font-style:italic;font-size:12px;color:var(--paper);opacity:.65;margin-top:2px}.calc-tabs{display:flex;gap:0;margin-bottom:0}.calc-tab{background:var(--paper);color:var(--ink);border:2px solid var(--ink);border-bottom:none;padding:10px 18px;font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.15em;text-transform:uppercase;font-weight:700;cursor:pointer;margin-right:-2px;border-radius:0;transition:background .15s}.calc-tab.active{background:var(--vinyl-orange);color:var(--paper);position:relative;z-index:2}.calc-tab:not(.active):hover{background:var(--paper-shadow)}.source-note{margin:22px 0;padding:14px 18px;background:transparent;border-left:3px solid var(--vinyl-blue);font-size:14px;color:var(--ink-soft);font-family:Newsreader,serif;font-style:italic}.source-note strong{font-style:normal;color:var(--vinyl-blue);font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.2em;text-transform:uppercase;display:block;margin-bottom:4px}.source-note a{color:var(--vinyl-orange);font-style:normal}.break{text-align:center;margin:40px 0;font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.3em;color:var(--ink-mute);text-transform:uppercase}.break:after,.break:before{content:"◆ ◆ ◆";display:block;color:var(--vinyl-orange);margin:8px 0;letter-spacing:.4em;font-size:12px}.footer{border-top:6px double var(--rule);padding:40px 0 60px;margin-top:40px}.footer h4{font-family:Anton,sans-serif;font-size:24px;text-transform:uppercase;margin-bottom:16px}.footer ol{list-style:none;counter-reset:src;padding-left:0;font-size:14px;font-family:Newsreader,serif}.footer li{counter-increment:src;padding:6px 0 6px 32px;position:relative;border-bottom:1px dotted var(--ink-mute)}.footer li:before{content:counter(src,decimal-leading-zero);position:absolute;left:0;top:8px;font-family:JetBrains Mono,monospace;font-size:11px;font-weight:700}.footer a,.footer li:before{color:var(--vinyl-orange)}.footer-meta{margin-top:32px;text-align:center;font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--ink-mute)}.methodology{margin:18px 0 28px;padding:14px 18px;background:#1d3557;color:var(--paper);border-left:4px solid var(--vinyl-yellow);font-size:13px;line-height:1.55;font-family:Newsreader,serif;border-radius:2px}.methodology strong{color:var(--vinyl-yellow);font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.2em;text-transform:uppercase;display:block;margin-bottom:6px}.methodology p{margin:0 0 6px;max-width:none;color:var(--paper)}.methodology p:last-child{margin-bottom:0}.annual-eq{margin-top:8px;padding:8px 12px;background:rgba(217,79,31,.1);border-left:3px solid var(--vinyl-orange);font-family:JetBrains Mono,monospace;font-size:11px;color:var(--ink-soft);letter-spacing:.05em}.annual-eq strong{color:var(--vinyl-orange)}.toggle-group{display:flex;gap:0;margin:4px 0 8px}.toggle-group button{flex:1;padding:6px 10px;font-family:JetBrains Mono,monospace;font-size:10px;letter-spacing:.1em;text-transform:uppercase;font-weight:700;border:2px solid var(--ink);background:var(--paper);color:var(--ink);cursor:pointer;border-radius:0}.toggle-group button:first-child{border-right:none}.toggle-group button.active{background:var(--vinyl-orange);color:var(--paper)}.keynumber{display:inline-block;background:var(--vinyl-yellow);padding:0 6px;font-weight:700;letter-spacing:-.01em}.keynumber,.wrap-home-link{font-family:JetBrains Mono,monospace}.wrap-home-link{position:fixed;top:18px;left:22px;z-index:60;font-size:11px;letter-spacing:.06em;color:var(--ink-mute);text-decoration:none;padding:6px 10px;background:rgba(240,230,210,.85);border-radius:999px;backdrop-filter:blur(6px);transition:color .16s}.wrap-home-link:hover{color:var(--vinyl-orange)}.wrap-bar{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 24px 10px 64px;background:var(--ink);color:var(--paper);font-family:Newsreader,Georgia,serif;font-size:14px}.wrap-bar-icon{color:var(--highlight);margin-right:6px}.wrap-bar-link{color:var(--highlight);text-decoration:underline;text-underline-offset:3px}.wrap-bar-close,.wrap-bar-link:hover{color:var(--paper)}.wrap-bar-close{background:transparent;border:1px solid rgba(245,184,64,.4);width:26px;height:26px;border-radius:50%;cursor:pointer;font-size:16px;line-height:1;display:inline-flex;align-items:center;justify-content:center}.wrap-bar-close:hover{border-color:var(--highlight);color:var(--highlight)}@media (max-width:600px){.wrap-bar{padding:10px 16px;font-size:12.5px}}.wrap-upsell{max-width:920px;margin:0 auto;padding:0 28px}.wrap-upsell-inner{display:flex;align-items:flex-start;gap:14px;padding:18px 22px;margin:32px 0;background:var(--paper-2);border-left:4px solid var(--vinyl-orange);border-radius:0 6px 6px 0;font-family:Newsreader,Georgia,serif}.wrap-upsell-icon{font-size:22px;line-height:1;padding-top:2px}.wrap-upsell-text{font-size:15px;color:var(--ink-soft);margin-bottom:4px;line-height:1.5}.wrap-upsell-link{font-family:JetBrains Mono,monospace;font-size:12px;letter-spacing:.04em;color:var(--vinyl-orange);text-decoration:none;font-weight:700}.wrap-upsell-link:hover{text-decoration:underline}.wrap-endcard{max-width:920px;margin:80px auto 0;padding:0 28px}.wrap-endcard-inner{background:var(--ink);color:var(--paper);padding:56px 48px;border-radius:4px;position:relative;overflow:hidden}.wrap-endcard-inner:before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--vinyl-orange) 0,var(--vinyl-yellow) 50%,var(--highlight) 100%)}.wrap-endcard-eyebrow{font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.16em;color:var(--highlight);margin-bottom:16px}.wrap-endcard-title{font-family:Fraunces,serif;font-size:38px;line-height:1.1;font-weight:600;letter-spacing:-.01em;margin-bottom:14px;color:var(--paper)}.wrap-endcard-deck{font-family:Newsreader,Georgia,serif;font-size:17px;line-height:1.55;color:rgba(240,230,210,.82);margin-bottom:28px;max-width:640px}.wrap-endcard-fineprint{font-family:Newsreader,Georgia,serif;font-size:13px;color:rgba(240,230,210,.55);margin-top:16px}@media (max-width:600px){.wrap-endcard-inner{padding:36px 24px}.wrap-endcard-title{font-size:28px}}.wrap-form{width:100%}.wrap-form-row{display:grid;grid-template-columns:1.4fr 1fr auto;gap:8px}@media (max-width:700px){.wrap-form-row{grid-template-columns:1fr}}.wrap-form-input{font-family:Newsreader,Georgia,serif;font-size:15px;padding:12px 14px;border:1px solid rgba(240,230,210,.2);background:rgba(240,230,210,.04);color:var(--paper);border-radius:4px}.wrap-form-input::placeholder{color:rgba(240,230,210,.45)}.wrap-form-input:focus{outline:2px solid var(--highlight);outline-offset:1px}.wrap-form-select{font-family:inherit}.wrap-form-submit{font-family:JetBrains Mono,monospace;font-size:13px;letter-spacing:.04em;font-weight:700;padding:12px 22px;background:var(--vinyl-orange);color:white;border:none;border-radius:4px;cursor:pointer;transition:background .16s}.wrap-form-submit:hover:not(:disabled){background:var(--highlight);color:var(--ink)}.wrap-form-submit:disabled{opacity:.6;cursor:wait}.wrap-form-error{margin-top:12px;padding:10px 14px;background:rgba(217,79,31,.18);border-left:3px solid var(--vinyl-orange);font-family:Newsreader,Georgia,serif;font-size:14px;color:var(--paper)}.wrap-form-thanks{padding:24px 0}.wrap-form-thanks-title{font-family:Fraunces,serif;font-size:24px;font-weight:600;margin-bottom:8px;color:var(--highlight)}.wrap-form-thanks p{font-family:Newsreader,Georgia,serif;font-size:15px;color:rgba(240,230,210,.82);line-height:1.5}.wrap-footer{max-width:920px;margin:80px auto 0;padding:32px 28px 56px;border-top:2px solid var(--ink);font-family:JetBrains Mono,monospace;font-size:11px;color:var(--ink-mute);letter-spacing:.04em;display:flex;justify-content:space-between;gap:16px}.wrap-footer a{color:var(--ink-soft);text-decoration:underline;text-underline-offset:3px}@media (max-width:600px){.wrap-footer{flex-direction:column}}.wrap-thanks{max-width:720px;margin:96px auto 56px;padding:0 28px}.wrap-thanks-eyebrow{font-family:JetBrains Mono,monospace;font-size:11px;letter-spacing:.16em;color:var(--vinyl-orange);margin-bottom:14px}.wrap-thanks-title{font-family:Fraunces,serif;font-size:56px;line-height:1.05;font-weight:600;letter-spacing:-.02em;margin-bottom:18px;color:var(--ink)}.wrap-thanks-deck{font-family:Newsreader,Georgia,serif;font-size:19px;line-height:1.55;color:var(--ink-soft);margin-bottom:28px}.wrap-thanks-cta{display:inline-block;font-family:JetBrains Mono,monospace;font-size:13px;letter-spacing:.04em;font-weight:700;padding:14px 24px;background:var(--vinyl-orange);color:white;text-decoration:none;border-radius:4px;transition:background .16s}.wrap-thanks-cta:hover{background:var(--highlight);color:var(--ink)}.wrap-thanks-fineprint{font-family:Newsreader,Georgia,serif;font-size:13.5px;color:var(--ink-mute);margin-top:12px}.wrap-thanks-divider{margin:48px 0;height:1px;background:var(--paper-shadow)}.wrap-thanks-sub{font-family:Fraunces,serif;font-size:28px;font-weight:600;margin-bottom:14px;color:var(--ink)}.wrap-thanks-list{font-family:Newsreader,Georgia,serif;font-size:16px;line-height:1.65;color:var(--ink-soft);padding-left:22px;margin-bottom:12px}.wrap-thanks-list li{margin-bottom:6px}.wrap-thanks-back{margin-top:48px;padding-top:24px;border-top:1px solid var(--paper-shadow);font-family:JetBrains Mono,monospace;font-size:12px}.wrap-thanks-back a{color:var(--ink-mute);text-decoration:none}.wrap-thanks-back a:hover{color:var(--vinyl-orange)}